Industry Insurance Programs

Every industry has a handful of exposures that generic business policies handle badly. A restaurant needs liquor liability and spoilage. A contractor needs completed operations that survive past the end of a job. A veterinary clinic needs professional liability for animal care that a standard policy treats as property damage.

These pages cover the programs we place most often and the specific coverage traps in each. If your industry is not listed, call us anyway. The underlying analysis is the same.

Trades and Construction

• Contractors, builders, and tradesmen
• Auto services and garages
• Manufacturing
• Wholesale, distribution, and logistics

Food, Beverage, and Retail

• Restaurants and hospitality
• Breweries, wineries, and distilleries
• Retail stores and boutiques

Professional and Service

• Professional offices and E&O liability
• Technology businesses and tech E&O
• Veterinary practices, clinics, and groomers

Property and Organizations

• Commercial landlords and lessor’s risk
• Religious organizations and churches

The Coverages Underneath

Whatever the industry, the program is built from the same parts. See general liability, commercial property, workers compensation, and cyber liability for how each piece works.

Talk to Us

Send us your current policies and any contracts with insurance requirements. Call 847.242.1040 or request a quote online.