Veterinary & Pet Care Insurance for Clinics, Groomers & Boarders on the North Shore
North Shore pet owners are serious about their animals — and they expect the same level of care and professionalism from their veterinarians, groomers, and boarding facilities. Whether you run a veterinary clinic in Wilmette, a grooming salon in Winnetka, a doggy daycare in Evanston, or a boarding kennel in Northbrook, your business involves a unique combination of professional liability, animal care risks, and customer expectations.
Longmeadow Insurance partners with carriers who understand the pet care industry and offer tailored programs that address the specific exposures your business faces every day.
Key Coverages for Veterinary & Pet Care Businesses
- Veterinary Professional Liability (Malpractice): Covers claims of negligence, errors, or omissions in the diagnosis, treatment, or care of animals — the foundational coverage for any veterinary practice.
- Equipment Breakdown & TechAdvantage: Veterinary clinics rely on expensive diagnostic equipment — X-ray machines, ultrasound, surgical tools, laboratory instruments, and anesthesia systems. This covers mechanical and electrical failure.
- Income Protection – Actual Loss Sustained: If a covered event forces your practice to close, income protection covers your lost revenue until you’re operational again.
- Dependent Properties Coverage: If a key supplier (pharmaceutical distributor, lab services provider) suffers a loss that impacts your ability to operate, this coverage protects your income.
- Data Breach Response: Veterinary practices store customer payment data, pet health records, and personal information. This covers breach notification, forensic investigation, and credit monitoring costs.
- Employment Practices Liability: Covers claims from employees alleging discrimination, harassment, wrongful termination, or wage disputes.
- Data Breach Liability: Extends beyond response expenses to cover third-party lawsuits and regulatory actions arising from a data breach.
Enhancement Options
Three tiers of veterinary and pet care enhancement endorsements — Advantage, Plus, and Select — allow you to customize coverage for your specific operation, from a solo practitioner to a multi-location animal hospital group.
Who We Insure
- Veterinary clinics and animal hospitals
- Emergency and specialty veterinary practices
- Pet grooming salons
- Doggy daycare and pet sitting services
- Boarding kennels and catteries
- Pet training facilities
- Mobile veterinary and grooming services
Focus on the animals — let us handle the liability. Get a free veterinary and pet care insurance quote today.
Serving pet care businesses in Wilmette, Northfield, Winnetka, Glencoe, Kenilworth, Evanston, Northbrook, Highland Park, Glenview, Skokie, and across Chicago’s North Shore.