Manufacturing Insurance & Commercial Coverage for Illinois Producers
Manufacturing businesses face a complex web of risks — from product liability lawsuits to equipment failures to supply chain disruptions. Whether you operate a precision machine shop in Skokie, a food production facility in Northbrook, or a custom fabrication operation in Evanston, your insurance program needs to be as sophisticated as your production process.
Longmeadow Insurance partners with carriers who offer comprehensive manufacturing insurance programs with built-in coverages that other policies charge extra for — or don’t offer at all.
Key Coverages for Manufacturers
- Products Liability: Included as standard coverage — protects your business against claims that a product you manufactured caused bodily injury or property damage after it left your facility.
- Equipment Breakdown & TechAdvantage: Covers mechanical and electrical failure of your production equipment, CNC machines, robotics, HVAC systems, and computerized controls.
- Income Protection with No Deductible: Covers lost revenue if a covered loss shuts down your production line — with no waiting period, so you’re protected from day one.
- Off-Premises Utility Failure: If a power outage or utility disruption outside your facility halts production, this coverage fills the income gap.
- Dependent Properties Coverage: Protects your revenue when a key supplier or customer suffers a loss that disrupts your supply chain or order flow.
- Peak Season Coverage: Provides additional coverage during your busiest production periods when inventory levels are at their highest.
- Accounts Receivable Protection: Covers losses if your receivable records are destroyed, ensuring cash flow continuity.
- Data Breach Response: Covers notification, forensic investigation, and credit monitoring costs if your systems are compromised.
- Manufacturer’s Errors & Omissions: Available optional coverage for claims arising from design defects, specification errors, or failure to meet contractual performance standards.
- Employment Practices Liability: Protects against employee claims of discrimination, harassment, wrongful termination, and other employment-related issues.
Enhancement Options
Three tiers of enhancement endorsements — Advantage, Plus, and Select — let you customize your program as your operation scales. From a small job shop to a high-volume production facility, we’ll build a program that matches your risk profile.
Who We Insure
- Metal fabrication and machine shops
- Food and beverage manufacturers
- Plastics and packaging producers
- Electronics and component manufacturers
- Chemical and specialty product manufacturers
- Woodworking and furniture manufacturers
- Printing and publishing operations
Protect your production, your products, and your people. Get a free manufacturing insurance quote from Longmeadow Insurance today.
Serving manufacturers across Wilmette, Northfield, Winnetka, Glencoe, Kenilworth, Evanston, Northbrook, Highland Park, Glenview, Skokie, and across Chicago’s North Shore.